Stock market(share bazaar)—Share bazaar ek aisi jagah hai jahan public listed companies ke shares(hisse) kharide aur beche jaate hain. Jab aap kisi company ka 1 share kharidte hain toh aap us company ke itne mukhde ki bhagidari aklishti - shareholder banta hai. In its most basic sense, this means if the company does well in business in future and earns a profit, your share price goes up. In contrast, expects the company to suffer, so the price of stock can fall down.
Bse aur nse—yaha sabhi trading, investment India mein do mukhyabhy stock exchanges hain. It is regulated by SEBI (Securities and Exchange Board of India) jo poore bazaar par nazar rakhti hai aur stock market ko surakshit rakhne aur frauds se bachane mein saahaya karti hai. Beginners should learn that stock market is not a gambling, it is very systematic business investment. If you invest in stock market with proper research and patience, it is the best way to grow your money and build wealth over long term.
Before entering the stock market, it is essential to understand few terms. Nifty 50 that is Index of top 50 companies of NSE and Sensex that is Index of top 30 companies of NSE are an indication of market feeling and trend. Apart from this, the issue of company to raise fund for the first time from public is called as IPO (Initial Public Offering).
Two major advantages investing in stocks provide are: Capital appreciation and Dividends. Capital appreciation means gaining value on your stocks over a period of time, say a stock which was worth Rs. 100 is now worth Rs. 200. The second advantage is Dividend which provides you a cash share in the profit of the company. Moreover stock market provides a way to beat the inflation as the return of good stocks is far higher than that of FD‘s or even savings accounts. But keep in mind that along with return come market risks so investing blindly could be a loss to you.
Nowadays it is so easy to buy shares using smartphones. To start the process you need to go through these steps step-by-step:
Open a Demat and Trading Account: You need to open a Demat account- for holding shares in digital form and a Trading account- for placing buy and sell orders. You can open an account with any SEBI registered discount broker like Zerodha, Groww, Upstox etc.
Bank KYC Form Fillout Karna: Account opening ke liye Aadhaar Card, PAN Card, Bank Account Number aur cancelled cheque bhi chahiye hota hai.
Transfer Funds: Once your account is activated, transfer funds from your bank account to trading app using UPI or Net Banking.
Investigate about the company: Before selecting any stock must check its fundamental strength, Business & financial performance.
Place Order: Enter company name in the app, click on ‘Buy’ option and enter the required quantity and set Market price or Limit price and execute order. You buy share will get credited in your Demat account T+1 day.
Investors on the stock market often make mistakes by getting excited and restless. So managing the risk and having the right mindset is very important.
Pehle Seekhein, Phir Invest Karein: Not just learn tips or blindly invest as per friends’ suggestions without understanding the market. Read company balance sheet and profit-loss report.
Diversification (Paisa Alag-Alag Jagah Lagayein): Apne paise ko eno ek hi stock me ya eno ek hi sector me na lagayein. Portfolio ko IT, Banking, Auto, Pharma jaise alag alag sector me divide karna.
Please note that the above mentioned suggestions are for Experienced investors and not conducive for Beginners.
Long-Term Thinking Rakhein: Stock market short term mein volatile (upro-neche) hota hai, par long term mein good companies always give good return. Never invest in the stock market by cashing loans or emergency fund.
Start SIP mode: If you can‘t keep track of daily markets then you can start investing by doing monthly SIP (Systematic Investment Plan) in Mutual Funds or Quality Stocks to develop discipline. The key to success in stock market is patience and continuous learning.
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